Pension Services

  • Business Retirement Plans- We design and administer retirement plans, both Defined Benefit and Defined Contribution.  We do proposals, documents and installations, annual administration including discrimination tests, asset balancing, participant statements, termination calculations, contribution calculations, and 5500 Forms.
  • Individual Retirement Planning
  • Estate Planning
    • Fishing
  • Group Health Insurance- We work with you by  shopping around to help you get an affordable health plan that fulfills your needs and those of your employees.
  • Long Term Care Insurance- We do both individual long term care and group long term care.  Business group long term care can be paid by either the employer or the employee.  The advantage is a group discount rate, reduced underwriting and availability to spouses and aging parents.  We work with you to choose the riders and options that are worthwhile. 
  • Life Insurance- We offer life insurance from several different companies on both an individual or group basis.
  • Long Term Disability- We offer this on both an individual or group basis.  For the group disability, this can be paid by either the employee or the employer.
  • 529 College Plan- This can be done on an individual basis or can be offered as a payroll deduction through the employer to your child's 529 account.  529's can also be contributed to by grandparents, too!
  • Investments- We offer investments for both individuals and investments for Defined Benefit Plans.  We also work with several carriers for 401(k) Defined Contribution Plans and work with the individual participants and their enrollments.
  • Guaranteed Annuities- We offer these through several different insurance companies.
  • IRA's- We work with you to develop the investment strategy that helps you achieve your goal.